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DESSERTS / Chocolate Chip Banana Bread

Chocolate Chip Banana Bread

June 24, 2026 by Lina

A warm slice of Chocolate Chip Banana Bread fresh from the oven is a simple joy that brightens any day. This delightful recipe comes together in just over an hour, providing a comforting treat that’s moist, sweet, and full of rich chocolate morsels. The skillful blending of ripe bananas and chocolate creates a balanced flavor profile that is irresistible.

This recipe is perfect for anyone looking to utilize overripe bananas, making it an ideal choice for breakfast, snacks, or dessert. You can make this bread ahead of time, and it keeps wonderfully for several days—just store it properly to maintain its deliciousness.

Why You’ll Love This Recipe

  • The texture is irresistibly moist and tender from the ripe bananas.
  • The combination of semi-sweet chocolate chips adds a rich flavor to every bite.
  • It’s an easy one-bowl recipe that minimizes cleanup.
  • You can easily customize it with your favorite nuts or spices.

What You’ll Need

Gather these ingredients to create your scrumptious loaf.

For the Wet Ingredients

  • 2 Eggs
  • 3 tablespoons sour milk
  • ½ cup vegetable oil

For the Dry Ingredients

  • ¼ teaspoon salt
  • 1 teaspoon baking powder
  • 1 teaspoon baking soda
  • 2 cups flour
  • ½ cup granulated sugar
  • ½ cup brown sugar

For the Flavor

  • 3 mashed bananas, preferably overripe
  • 1 cup semi-sweet chocolate chips

Use buttermilk as a substitute for sour milk.

Substitutions & Swaps

  • Maple syrup for granulated sugar
  • Coconut oil for vegetable oil
  • Whole wheat flour for all-purpose flour
  • Dark chocolate chips for semi-sweet chips

How to Make It

Follow these steps for a delicious loaf of banana bread.

Preheat oven

Preheat your oven to 325 degrees F. Prepare a bread pan by cutting a piece of parchment paper to line it with an overhang, ensuring easy removal after baking.

Whisk

Whisk the eggs and sour milk in a medium-sized bowl until foamy.

Chocolate Chip Banana Bread

Mash

Use a fork to mash the overripe bananas on a plate until smooth.

Combine

Add the mashed bananas, salt, baking powder, baking soda, flour, granulated sugar, and vegetable oil. Stir until blended.

Fold

Fold ¾ cup of semi-sweet chocolate chips into the batter for an even distribution.

Pour

Pour the batter into the prepared pan, then sprinkle the remaining ¼ cup of chocolate chips on top for a tasty finish.

Bake

Bake for one hour. Check doneness with a toothpick by inserting it in the center; if it comes out clean, the bread is finished baking.

Cool

Place the hot bread on a cooling rack for 15 minutes before attempting to remove it from the pan.

Remove

Carefully hold the parchment paper liner to lift the bread out of the pan.

How to Store It

Fridge: store in an airtight container for up to 5 days.
Freezer: yes, it freezes well for later enjoyment.
Reheat: microwave for 15-20 seconds or toast slices until warm.

Tips for Best Results

  • Use very ripe bananas for maximum moisture and sweetness.
  • Ensure your baking soda is fresh for proper leavening.
  • Allow the bread to cool completely before storing to prevent sogginess.
  • Feel free to add nuts for extra crunch and flavor.

Serving Suggestions

  • Serve warm with butter spread on top.
  • Pair with a cup of coffee or tea for a cozy snack.
  • Enjoy as a dessert with a scoop of vanilla ice cream.

Chocolate Chip Banana Bread

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Banana Bread Muffins
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Old Fashioned Banana Bread

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